What makes car protection plans good investments? Vehicle service contracts are valuable because they cover costly vehicle repairs, which can save you money and provide peace of mind for the long run. When you’re traveling around Nicholasville, you’ll enjoy greater peace of mind knowing you’re protected by a comprehensive service plan that can cover everything from basic maintenance to technology feature repairs. Quantrell Cadillac is proud to offer a selection of vehicle protection plans to help you keep your new or used Cadillac in peak condition for as long as you own it.
Car protection plans are known as service contracts, or mechanical breakdown service contractors. Simply put, these plans help keep you covered, so you don’t have to pay out-of-pocket for unexpected repairs your Cadillac may need. If one of your vehicle’s key systems, such as the engine, transmission, or drive axle, is faulty, your protection will help cover the repair or replacement costs, so you’re not stuck with the bill. GM car protection plans offer two levels of coverage: Silver and Platinum.
The GM Protection Plan powered by Ally offers convenient coverage against unexpected vehicle repair costs for Winchester and Georgetown drivers who need it, but it might not be right for everyone. Consider the following factors to find out if a vehicle service contract is right for you. Don’t hesitate to contact us with any questions about your vehicle protection plan options!
If you plan to own or lease your vehicle beyond the manufacturer’s warranty, a vehicle service contract may be a smart purchase. A manufacturer’s warranty usually covers 48 months or 50,000 miles, whichever comes first. Many people drive their vehicles more than 50,000 miles in 48 months.
On the other hand, if you trade in your purchased or leased vehicle every two or three years, there’s a good chance that the manufacturer’s warranty will cover any major repairs you might need. In this case, a vehicle service contract might not be right for you.
Finally, consider if you want protection beyond the limited manufacturer’s warranty coverage. The manufacturer’s warranty is limited to repairs resulting from manufacturer defects, and it does not cover wear and tear. Other benefits to premium vehicle service contracts include towing, cost of a rental car while your vehicle is in the shop and other benefits to make your life easier if you experience a breakdown.
If you plan to finance your vehicle for longer than the 48 months / 50,000 miles that it will be covered under typical manufacturer’s warranties, you should consider a vehicle service contract to protect you from the potential cost of unexpected vehicle repairs during the term when you’re making your payments.
A typical 48 month / 50,000 mile factory warranty is based on a customer that drives an average of 1,042 miles per month. If you drive more than 1,042 miles monthly or plan to finance or lease for more than 48 months, you will run out of the factory warranty coverage. A vehicle service contract is a good idea if you want to be protected against expenses that would no longer be covered by your manufacturer’s warranty.
If you drive in stop-and-go traffic most of the time, you’ll put more wear and tear on the engine and the transmission, which might result in your vehicle’s essential components wearing out more quickly. Purchasing a vehicle service contract could save you money in the event of a major mechanical failure.
You should consider purchasing a vehicle service contract if your vehicle has a lot of the technology that makes today’s cars smarter. Bluetooth, navigation, DVD players and screens, hard drive units, adaptive cruise control and more can be expensive to repair or replace. One major out-of-warranty repair can exceed the cost of buying a vehicle service contract.
An advantage of a premium vehicle service contract is that it can reduce the hassle and inconvenience of a breakdown or repair by providing:
These perks are particularly helpful for people who depend on their vehicles as part of their work or lifestyle.
Explore Major Guard, Ally’s premier vehicle service contract, which includes a full package of benefits like roadside assistance in addition to comprehensive coverage for your vehicle.
For the most comprehensive coverage, pair your vehicle service contract with Smart Care. Smart Care covers the cost of known, scheduled maintenance expenses, including oil changes, chassis lubrications and tire rotations. It allows you to plan for regular maintenance expenses to make sure your vehicle stays in top condition.
It’s a great option for drivers who want the peace of mind that comes from budgeting up front for routine, covered maintenance services needed to keep their vehicles operating in top condition. It’s also good for parents who want to ensure college-age kids keep up with vehicle maintenance by protecting them against out-of-pocket expenses.